These Competition Rules set out the general terms and conditions applicable to the competition organised as part of the campaign held by Matexi in celebration of its 80th anniversary (hereinafter referred to as the ‘Competition’). The Competition is organised by the public limited company MAATSCHAPPIJ TOT EXPLOITATIE VAN IMMOBILIËN, with registered office at 8790 Waregem, Franklin Rooseveltlaan 180, Belgium, and company number BE0405.580.655 (hereinafter referred to as ‘Matexi’).

By entering the Competition, the participant accepts, without reservation, the content of all clauses contained in these Competition Rules as well as any decisions that may be taken by Matexi and/or the supervising bailiff to ensure the proper conduct of the Competition.

Participation in this Competition is only possible in accordance with the procedures set out in these Competition Rules.

Participation in the Competition is possible from 31 August 2025 (00.01 a.m.) until 30 November 2025 (23:59 p.m.). Late entries or incomplete entries submitted during the participation period will not be taken into consideration.

3.1. Any natural person domiciled in Belgium who is at least 18 years of age at the time of the Competition may participate, with the exception of:

- employees, associates, company managers and directors of the organiser, Matexi, and of the companies PROJECTS NV (CBE 0821.445.389), ABACUS GROUP NV (CBE 0435.477.936), Sibomat NV (CBE 0419.887.561), PAVAMO NV (CBE 0428.956.665) and MABEMO NV (CBE 0401.054.517).

- persons involved in the organisation of the Competition,

- persons residing at the same address as, and direct relatives up to the first degree of, the aforementioned excluded persons.

3.2. The participant in the Competition owes no fee or monetary contribution to Matexi for participating in the Competition. 

3.3. Participants in the Competition are under no obligation whatsoever to buy.

3.4. Participation is only possible in the participant’s own name, using and providing their own correct personal data, as registered in the Belgian National Registry. The possibility is provided to update personal data if it changes during the course of the Competition.

3.5. Participation is strictly personal. A natural person may under no circumstances participate on behalf of another person. Matexi may at any time request participants to prove their identity.

3.6. Participation in the Competition can only take place via the link provided to the participant by email, and answers may only be submitted digitally in the manner prescribed on the competition form.

3.7. Each participant may take part in the Competition only once and is therefore eligible just once. Participation using multiple email addresses is not permitted and will result in full exclusion of the participant from the Competition. Participants are allowed to resubmit the competition form. Only the most recently submitted competition form will be considered as the valid entry of the participant in question. All previously submitted competition forms will be overwritten and deemed never to have been submitted.

3.8. Only one (1) member of the same household or persons residing at the same legal address in Belgium is eligible for a prize in the context of the Competition. If, in such a case, multiple persons provide the winning answers – subject to the determination of the winner as described under 5. Competition Process – the person who submitted the winning answers first will be designated as the winner, to the exclusion of the others. 

3.9. Any person declared as the winner of the Competition who doesn’t fully meet all participation conditions shall automatically forfeit their right to the prize, without any right to compensation or recourse.

3.10. Participation in the Competition implies full and unconditional acceptance of these competition rules by the participant.

Matexi stores and processes the personal data of the participants. This data is subject to the Act of 30 July 2018 on the protection of natural persons with regard to the processing of personal data and all other Belgian regulations implementing the GDPR.

Matexi’s policy regarding the processing of this personal data can be consulted at: https://www.matexi.be/en/privacy-policy

Matexi’s primary purpose for collecting the participants’ personal data is to ensure the proper conduct and functioning of the Competition, in particular to allow for contacting the winners and scheduling the handover of the prize. The participants’ contact details are also used to send information about Matexi via newsletters.

Participants have the right to access, correct or delete their data at any time.

By participating in the Competition, the participant acknowledges and agrees that Matexi may, free of charge and without any territorial or time limitation, use their image to the fullest extent permitted by law – including during the handover of the prize – as well as their name and/or answers or performances related to their participation in the Competition. This use includes the production and use of photos and videos, the publication and broadcasting of these recordings, the reproduction of such publications, recordings and/or broadcasts, and further use of these publications, reproductions and broadcasts, whether by third parties or otherwise, for communication purposes related to the Competition or for the promotion of Matexi’s activities. The participants understand and accept that such publication may result in their data and/or photos being picked up by other websites and search engines, over which Matexi has no control.

To validly participate in the Competition:

5.1. the participant must register via the website www.matexi.be using the entry form and subscribe to the related Matexi newsletter, providing the following information: first & last name, email address, date of birth and official place of residence (legal address);

5.2. the participant will then receive a confirmation email from Matexi containing a link to the competition form with confirmation of the personal and contact details provided by the participant, the two competition questions and the tie-breaker question, as well as competition instructions. The participant’s provided email address is exclusively linked to their personal data; 

5.3. the participant must, via the link to the competition form, answer the two competition questions and the tie-breaker question and submit these answers digitally to Matexi using the confirmation method detailed on the competition form;

5.4. the participant will receive a confirmation email.

To be eligible for a prize in the Competition, the participant must:

1°) have unconditionally accepted the competition rules;

2°) have fulfilled the participation conditions relating to the Competition;

3°) have followed the procedure set out in article 5;

4°) have answered the two competition questions; 

5°) have answered the tie-breaker question.

There can never be more than two winners.

The two winners will be designated as follows:

If only two participants gave the correct answers to the two competition questions, they shall be the winners.

If multiple participants gave the correct answers to the two competition questions, the winners will be determined based on the tie-breaker question and 

- the two only participants who answered the competition questions and the tie-breaker question correctly will be the winners, failing which and

- if only one participant answered both the competition questions and the tie-breaker question correctly, that participant and the participant who correctly answered the competition questions and came closest to the correct answer to the tie-breaker question shall be the winners, failing which and

- if no participant correctly answered the tie-breaker question, the two participants who correctly answered the competition questions and came closest to the correct answer to the tie-breaker question shall be the winners.

- the participant who answered only one competition question correctly and also answered the tie-breaker question correctly, failing which 

- the participant who answered only one competition question correctly and came closest to the correct answer to the tie-breaker question, failing which

- the participant who didn’t answer any of the competition questions correctly but did answer the tie-breaker question correctly, failing which

- the participant who answered neither competition question correctly but came closest to the correct answer to the tie-breaker question.

If no participant answered both competition questions correctly and several participants answered only one of the competition questions correctly, the winners will be determined based on the tie-breaker question and 

- the only two participants who answered one competition question and the tie-breaker question correctly shall be the winners, failing which and

- if only one participant answered one competition question and the tie-breaker question correctly, that participant and the participant who answered one competition question correctly and came closest to the correct answer to the tie-breaker question shall be the winners, failing which and

- if no participant answered the tie-breaker question correctly, the two participants who answered one competition question correctly and came closest to the correct answer to the tie-breaker question shall be the winners.

- the participant who answered neither competition question correctly but did answer the tie-breaker question correctly, failing which 

- the participant who answered neither competition question correctly and came closest to the correct answer to the tie-breaker question.

If no participant answered even one of the competition questions correctly, the winners shall be

- the two participants who answered neither competition question correctly but did answer the tie-breaker question correctly, failing which

- the (two) participant(s) who answered neither competition question correctly but came closest to the correct answer to the tie-breaker question.

If multiple participants meet the applicable respective criteria, the participant(s) who were first to meet the applicable respective criteria shall be the winner(s). In this case, the date and time at which the competition form was submitted to Matexi will determine the winners.

The winner is the natural person whose personal data are linked to the email address used to participate in the Competition and who, following the above-mentioned method of designating the winners, was identified as the winner.

The winners of the Competition will be designated from 1 December 2025.

The winners will be notified on 15 December 2025 at the earliest, via email and possibly by publication on the website www.matexi.be

The prizes will be handed over at the legal address of the winners.

The prize must be accepted by the winner and Matexi must have had the opportunity to hand over the prize no later than 1 February 2026, without prejudice to the fact that the prize may actually be used by the winner at a later date, in accordance with these competition rules. After this date, the winner may no longer claim the prize.

There are two cash prizes of €40,000.00 (forty thousand euros) each, which the winner may only use towards payment of the purchase price in the case of the direct, immediate purchase of a residential property in Belgium from Matexi, for which the notarial deed must be or must have been executed between 1 January 2025 (00.01 a.m.) and 31 December 2030 (23.59 p.m.).

This property in Belgium must, on the date of its final completion, be used by the winner either as their main place of residence or as an investment property in the winner’s name. 

The cash prizes may not be used for any other purpose and may not be exchanged through any channel whatsoever, such as for the purchase of building land or the acquisition of a property through hire purchase or any other legal arrangement.

The prize is of a personal nature for the winner and may only be transferred by the winner to a first-degree blood relative, the winner’s spouse or the winner’s legally cohabiting partner. Upon transfer, the cash prize may be used exclusively for the payment of the purchase price in the context of a direct and immediate purchase of a home in Belgium from Matexi, for which the notarial deed must be executed between 1 December 2025 (00:01) and 31 December 2030 (23:59).

Each of the cash prizes is indivisible and must be used in full and in one single transaction.  Cash prizes may not be combined for the purchase of a single property. 

The cash prizes are limited to the amount of €40,000.00 (forty thousand euros) each, all taxes included, without reducing the official purchase price of the property. All taxes, duties and other charges, however named and applicable to the purchase of the property, shall remain entirely at the winner’s expense.  

The prize will effectively be awarded by deducting the amount from the outstanding balance on the invoice issued at the time of provisional completion. This amount will, up to a maximum of €40,000, be considered as ‘paid’. 

If provisional completion has already taken place before the prize is awarded, an amount of €40,000 will be transferred to the bank account number provided by the winner.

The winner is solely responsible and liable for the payment of all taxes, duties and other charges which may apply in connection with the winning of this prize. Fiscal consequences arising from the awarding, receipt, use or permitted transfer of the prize (including but not limited to any gift taxes payable) shall never be borne by Matexi. The winner acknowledges that Matexi must comply with any legally required tax reporting obligations.

Upon awarding of the prize, the winner must provide proof of identity, which will be cross-checked against the personal and contact details provided at the time of participation in the Competition.

The bailiff’s office Dikaioma, with registered office at 8790 Waregem, Groenbek 18, represented by bailiff Karolien Dockers, with right of substitution, oversees the proper conduct of the Competition. 

In the event that not all the conditions of these competition rules are met, or in the case of abuse, deception, fraud or bad faith, Matexi reserves the right to exclude the participant concerned from the Competition. Should Matexi decide to exclude a participant from the Competition, such participant shall have no right of appeal and may not take part in the Competition again. In the case of exclusion due to fraud, Matexi reserves the right to initiate legal proceedings against the participant responsible for the fraud, for any damage caused to Matexi’s reputation and/or the operation of its services.

In such a case, Matexi also reserves the right to demand the return of any prize already awarded, or to deny the participant the right to use a prize already granted, as well as to claim compensation for any damage suffered by Matexi.

Subject to the foregoing, decisions concerning the designation of the winners are final.

The outcome of the Competition is binding and irrevocable and cannot be contested.

No correspondence (by post, e-mail or telephone) can be entered into with Matexi regarding the result or operation of the Competition.

Should attempts be made to influence the Competition in a manner contrary to its spirit, Matexi shall have the right to restore the competition situation to an earlier state or adjust the situation to bring it more in line with the intended spirit of the Competition.

Matexi shall not be held liable for any damage, physical injury or accidents that may occur as a result of participating in the Competition or winning a prize.

Matexi cannot be held liable for cancelling a participant’s entry and/or for the inability to award or deliver a prize where the participant has provided insufficient, incomplete or incorrect personal and/or contact details upon entry.

Printing, spelling, typesetting or other errors, as well as technical problems (including, for example, in email communication), shall not be invoked as grounds for any obligation or liability on the part of Matexi.

Should Matexi be required to postpone, shorten or cancel the Competition, to amend the Competition Rules or to adjust the competition format, Matexi shall not be held liable in any way.

Participation in the Competition implies knowledge and acceptance of the characteristics and limitations of the internet, particularly in relation to technical performance, the risk of interruptions and, more generally, the risks inherent to any internet connection and data transmission, the lack of security for certain data against potential misuse, and the risk of contamination by any viruses on the network. Where applicable, Matexi shall not be held liable. If the operation of this Competition is disrupted by a technical incident, Matexi will make every effort to neutralise its effects. However, Matexi cannot be held liable for any disadvantage resulting from such technical incidents. Matexi cannot be held liable for direct or indirect damage caused by an interruption or any kind of malfunction. This also applies to any direct or indirect damage resulting from a connection to the website. Each participant is responsible for taking all necessary measures to protect their own data or software programs on their computer from any harm. Connection to the website and participation in the Competition are the sole responsibility of the participants.

Matexi shall not be held liable if, due to the winner’s actions, the prize could not be delivered in accordance with the provisions and within the timeframe specified in these competition rules.

The exclusion or limitation of Matexi’s liability under this article does not affect the fact that Matexi remains liable for its wilful misconduct or gross negligence or that of its employees or agents, or for failure to fulfil its main obligations under the Competition.

These Competition Rules are published on the website of Matexi at www.matexi.be and may be printed from there if desired.

By participating in the Competition, the participant fully accepts these Competition Rules and all decisions that Matexi shall make in connection with the Competition. All additional announcements relating to the Competition shall form part of the rules.

If required, Matexi may amend these Competition Rules.

Should a court declare any provision of these Competition Rules invalid or unenforceable, this shall have no effect on the validity or enforceability of the remaining provisions. If necessary, a valid, substantively similar replacement provision shall be provided.

These Competition Rules and the Competition are governed by Belgian law. In the event of a dispute, only the courts of the district in which Matexi has its registered office shall have territorial jurisdiction.

These competition rules are available in English, Dutch and French. The Dutch version is the original. The other language versions are free translations. We have done everything in our power to prevent discrepancies between the different language versions. If there are any differences, the Dutch version takes precedence. 

published on 29/08/2025